Is Pet Insurance a Smart Purchase?

Buying pet insurance for your dog or cat is typically a great investment. Your dog or cat has a number of different routine medical expenses, including annual vet visits, vaccines, flea and tick medication and other costs of maintaining routine health. Dogs and cats can also fall ill and need more costly medical care. For instance, your dog might need surgery as a result of eating something he isn’t supposed to, or as a result of various medical conditions such as bloat.

Dogs and cats can be affected by cancer and need surgery or chemotherapy, and dogs and cats could suffer from a number of different injuries and illnesses ranging from diabetes to arthritis. All of the costs of these more serious illnesses can total in the thousands of dollars- a crippling amount for most people’s budgets.

Unfortunately, this can put you in a terrible situation where you are left with the choice of either going seriously into debt or euthanizing a trusted and beloved family member who could perhaps have been saved through medical intervention.

Why Buy Pet Insurance?

Pet insurance can help you to make sure that you have the costs of caring for your pet covered. When you buy pet insurance, you will never have to make the choice between saving your pet or saving your wallet. Instead, you will know that you have protected your furry family member against future catastrophic medical illness, just as you protect your other human family members by buying health insurance.

When you purchase health insurance, you may be able to choose between either all-inclusive coverage that pays bills for routine visits and medical care as well as for serious illnesses, or you may choose catastrophic coverage that pays out only in an emergency situation. The flexibility associated with pet insurance plans allows you to decide on the level of protection that you want. This means that everyone can find a pet insurance plan that fits within their budget and protects their canine or feline companion.